Financial Personality Quiz
Loosely based on a 2017 study in the International Journal of Social Science and Economic Research.
- 1.
When shopping, I spend more than I expected to.
- A.
Strongly agree
- B.
Agree
- C.
Neutral
- D.
Disagree
- E.
Strongly Disagree
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- 2.
When I make a big purchase, I research other options first.
- A.
No, I know what I want.
- B.
Not often.
- C.
Yes, and I've thought about it for at least 2 days.
- D.
It depends how much I want the item.
- E.
No, the research would overwhelm me.
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- 3.
I'm a sucker for trends in my areas of interest.
- A.
Only if I know, for sure, that a trend involves a high-quality product.
- B.
There are certain trends that I just can't ignore...
- C.
No, trends are often based on misinformation.
- D.
My opinion matters more than a trend.
- E.
Yeah - trends are indicators of good products.
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- 4.
I would rather make my own food than shop at the canteen.
- A.
At certain times of year, I can't overlook the canteen.
- B.
The canteen is a waste.
- C.
I've gotta spend on my favourites! I also need coffee!
- D.
They have one item that's worth it. Otherwise, I'll make my own.
- E.
No, the canteen stresses me out.
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- 5.
I know exactly how much money I have in cash and in my bank account.
- A.
Yes? It's my money?
- B.
Roughly, but I know it's enough.
- C.
Yep! I keep track of it.
- D.
Only when I'm running low.
- E.
LOL
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- 6.
You have a credit card with a $2,500 limit.
- A.
Good - I can buy a slightly more expensive item sooner than expected.
- B.
I know future me will hate this.
- C.
Every time I use it, I pay off the amount I owe almost immediately. Great for reward points, though!
- D.
Credit cards are not for me.
- E.
I would use it, maybe, once every year to make a big purchase.
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- 7.
You have received an unexpectedly high bill (e.g., a phone bill).
- A.
Whoops. I'll be more careful next time.
- B.
I'll have to actively cut down on my next bill.
- C.
This simply would not happen to me, ever.
- D.
Call the provider, as it's probably a mistake.
- E.
I'd work out why it's so high, then reduce my spending elsewhere to compensate.
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- 8.
What would worry you the most?
- A.
Not having a fund for emergencies.
- B.
Not being able to buy something when it first comes out.
- C.
Not being able to spend money with family and friends.
- D.
Not being able to buy something I want when it finally goes on sale.
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- 9.
You are financially dependent on someone else (e.g., parents).
- A.
That's perfectly fine with me.
- B.
This is something I want to phase out in the next few years.
- C.
I feel guilty about this.
- D.
I am, but I try to pay them back as best I can.
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- 10.
Which do you consider more important? - Increasing your income or decreasing your spending?
- A.
Prioritise increasing your income
- B.
Increase my income, but cut my most wasteful spending.
- C.
Even mix of both.
- D.
Reduce spending and increase income to make up for areas where that isn't possible.
- E.
Prioritise decreasing my spending.
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Current Version
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Jun 12, 2024Quiz Edited by
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Dec 21, 2023Quiz Created by
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