1.
____________________ serves as a bridge between the Collection and Payment Card and Fund Card.
Correct Answer
A. Buffer Card
Explanation
A buffer card serves as a bridge between the Collection and Payment Card and Fund Card. It acts as an intermediary, allowing the transfer of information and funds between these two types of cards. The buffer card helps facilitate smooth and secure transactions by ensuring that the necessary data is transmitted accurately and efficiently.
2.
When Buffer Card doesn't have enough balance to load C&P cards, the Buffer Card Operator must request money to _______________.
Correct Answer
A. Fund Card
Explanation
When the Buffer Card Operator doesn't have enough balance to load C&P cards, they need to request money from the Fund Card. This card is used to provide additional funds to the Buffer Card so that it can be used to load the necessary C&P cards.
3.
Which of the following is the client for ICBC?
Correct Answer
A. ***
4.
Which of the following is the offline client for CMB?
Correct Answer
A. ***
5.
Select three(3) types of transactions in Buffer/Fund Operation:
Correct Answer(s)
A. Test
B. Load
C. Update
Explanation
The three types of transactions in Buffer/Fund Operation are Test, Load, and Update. These transactions are commonly used in financial systems to manage and process funds. The "Test" transaction is used to verify the functionality and accuracy of the system without actually making any changes. The "Load" transaction is used to add funds or data into the system. The "Update" transaction is used to modify or update existing funds or data in the system. These three transactions are crucial in ensuring the smooth operation and integrity of the financial system.
6.
Card must be balance before and after use.
Correct Answer
A. True
Explanation
The statement suggests that the card should have a balance both before and after its use. This implies that there should be funds available on the card before making a purchase, and there should still be some remaining balance after the transaction. Therefore, the correct answer is "True."
7.
Maximum amount that can be stored to any buffer card/fund card.
Correct Answer
A. 30,000 - 50,000
Explanation
The maximum amount that can be stored on any buffer card/fund card is between 30,000 and 50,000.
8.
Refer to the image shown, what bank owns this logo?
Correct Answer
A. Industrial and Commercial Bank of China
Explanation
The correct answer is Industrial and Commercial Bank of China. This can be determined by analyzing the logo shown in the image. The logo features a red square with a stylized letter "ICBC" in white. This matches the logo of Industrial and Commercial Bank of China, which is known for its red and white color scheme and the abbreviation "ICBC" in its logo. Therefore, the bank that owns this logo is Industrial and Commercial Bank of China.
9.
Each buffer card/fund card has a maximum limit of “50,000” and the 24HR Collection and Payment is “500,000” for the ICBC and “200,000” for the CMB.
Correct Answer
A. True
Explanation
Each buffer card/fund card has a maximum limit of "50,000", which means that the amount of money that can be stored in these cards cannot exceed 50,000. The 24HR Collection and Payment is "500,000" for the ICBC and "200,000" for the CMB, which means that these banks allow customers to make collections and payments up to these amounts within a 24-hour period. Since the statement is true, it implies that the maximum limit of the buffer card/fund card is lower than the 24HR Collection and Payment limits for both banks.
10.
Refer to the image shown, what bank owns this logo?
Correct Answer
A. China Merchants Bank
Explanation
The logo shown belongs to China Merchants Bank.
11.
The maximum amount that can pay offline in an internal cross bank transaction in any bank is __________.
Correct Answer
A. 50,000
Explanation
The maximum amount that can be paid offline in an internal cross bank transaction in any bank is 50,000. This means that if someone wants to make a payment from their bank account to another bank account within the same bank, they can only do so up to a maximum of 50,000. Any amount above that would require an online transaction or a different mode of payment.
12.
Refer to the image shown, what does it mean?
Correct Answer
A. Tested / Not Enough Balance
Explanation
The given answer "Tested / Not Enough Balance" means that the system or service being referred to has been tested, but there is insufficient balance or funds available to proceed with the transaction or service. This could be in the context of a payment system, where the user has attempted to make a payment or transaction but does not have enough funds in their account to complete it.
13.
In what Management System in MOW is used to view/check current balance and status of each cards in different pools?
Correct Answer
A. Bank Account Balance Management
Explanation
Bank Account Balance Management is the correct answer because it is the system used in MOW (Management of Work) to view and check the current balance and status of each card in different pools. This system allows for easy monitoring and management of bank account balances, ensuring that all cards are properly funded and accounted for.
14.
To request for password; Go to Bank Account Management -> Bank Account List Management -> Operation Account List
Correct Answer
A. True
Explanation
This statement is true because it provides a clear sequence of steps to follow in order to request a password. It states that one should go to the Bank Account Management section, then navigate to the Bank Account List Management, and finally access the Operation Account List. By following these steps, one will be able to request a password successfully.
15.
What web-based application is used to monitor all transactions and active cards?
Correct Answer
A. MOW Passport
Explanation
MOW Passport is the correct answer because it is a web-based application specifically designed for monitoring all transactions and active cards. It provides a platform for users to track and manage their transactions and cards in real-time. The other options, ICBC client, CMB offline client, and Cisco Jabber, are not directly related to monitoring transactions and active cards.