1.
Questions 13-20.Choose the best answer (A, B, C or D) to complete the text.
2.
Questions 1-12.Read three people’s opinions about scams. Match the questions (1–6) with the people (A–C). You can choose the people more than once. A John I’ve never been the victim of a scam, at least as far as I know, but I know someone who has, and it’s such a sad story. The person I’m talking about is an old lady who lives near my parents. She lives alone and only has a daughter who goes to visit her from time to time. One day, the daughter found a huge pile of letters in the lady’s bedroom and they were all scam letters saying that she’d won something in a lottery or a competition. Apparently, the old lady had replied to many of them and even sent money to pay what the scammers called ‘the insurance on her winnings’. When the daughter investigated further, she found that the old lady had lost thousands of pounds! I think it’s terrible that these scammers target older people who don’t realise what lies these people are telling them. They’re from a generation who believe that most people are basically honest. So, if someone tells them that they’ve won a large amount of money in a Canadianlottery, they don’t immediately think ‘how could I have won money from a lottery that I never entered?’ They do what they’re asked to do. They send money and then never hear from these people again. It’s appalling. B Emma There’s a scam that’s been highlighted on television recently because it has become so widespread. It’s telephone fraud. There’s something called ‘vishing’ and it involves automated calls which are so believable many people think they are having a conversation with a real person. The scammers use software that can mimic the caller ID number of theorganisation they are impersonating. Because people trust that number, they get tricked into giving personal details over the phone. Another scam is the ‘no hang up’ fraud. This is really scary. People get a call saying that there’s a problem with their bank and they need to call the number on the back of their credit or debit card. So they put the phone down and dial that number but what they don’t know is that the fraudster has kept the line open so when they call, thinking they are speaking to their bank or whatever, they’re really talking to the person behind the scam. Then they get tricked into transferring money into another account for security purposes. Apparently, these fraudsters also put on certain accents, like Scottish or Welsh, because they are considered more trustworthy. Anyway, the answer is to hang up of course. Or wait for at least ten minutes before you call. C David We are warned often enough about online fraud, but it’s still happening, and these scams can cost people huge amounts of money. It’s difficult to choose one to talk about because there are so many, but I think one of the most dangerous is the one involving banks. I have a couple of friends who have received emails from what they thought was their bank. Theaddress and logo were identical and the emails looked official and genuine. They asked the recipient to update their personal information, so my friends were supposed to type in their account details, addresses, passwords, etc. In fact, the emails weren’t from the banks but were very clever copies. My friends are on the look-out for online scams and know as well as I do to be very careful about replying to emails that ask for personal information like that, but there are a lot of people out there who are unsuspecting. The scammers can get their hands on information that they can use to make themselves a lot of money. Any online users must update their security and never give information like this unless they are very sure that the request is genuine. Banks actually say that they would never ask for information in this way, so the easy rule is NEVER respond.
3.
Are these statements True (T) or False (F)?
4.
Ever since the world economic crisis there has been a trend for television programmes and magazine articles about how to (1) ……………………… on our spending and savemoney.
Correct Answer
D. Cut back
Explanation
The question is asking for the phrase that means to reduce or decrease spending. "Cut back" is the correct answer because it accurately represents the action of reducing expenses. "Pick up" means to acquire or collect, "give away" means to donate or give something for free, and "get by" means to survive or manage with limited resources.
5.
They advise us on how to eat good food on a budget and how to spot a (2) …………………… . Home maintenance programmes now tell us how we should domore with less.
Correct Answer
A. Bargain
Explanation
The correct answer is "bargain". The sentence mentions that they advise us on how to eat good food on a budget, which implies that they are giving tips on finding good deals or bargains when it comes to food. Additionally, the sentence also mentions home maintenance programs that tell us how to do more with less, which further suggests the idea of finding bargains or getting value for money.
6.
One popular recent trend is for something called upcycling. Everyone knows we (3) ……………………… to be recycling more, but what exactly is upcycling?
Correct Answer
B. Ought
Explanation
The answer "ought" is correct because it is used to express a moral obligation or duty. In the given context, the sentence is discussing the importance of upcycling as a recent trend, implying that it is something that people should do. The word "ought" conveys this sense of obligation or duty, making it the appropriate choice.
7.
The idea is that you take something that in the past you (4) ……………………… have thrown out and you create something with it that has a new purpose, for example, making a sofa out of an old bath.
Correct Answer
A. Might
Explanation
The word "might" is the correct answer because it suggests a possibility or potential action. In the given sentence, it implies that in the past, someone may have thrown out something, and now they have the option to create something new with it. "Might" indicates that this action is not definite or required, but rather a potential choice.
8.
There (6) ……………………… a number of reasons for this growing interest in upcycling.
Correct Answer
B. Could be
Explanation
The sentence is discussing the reasons for the growing interest in upcycling. The word "could" suggests a possibility or potentiality, indicating that there are multiple reasons that might explain this growing interest. Therefore, "could be" is a suitable answer as it implies that there are several possible explanations for the phenomenon.
9.
For some people it’s about saving money while for others it’s a way to make some extra(7) ……………………… .
Correct Answer
B. Cash
Explanation
For some people, saving money is important, while for others, making some extra cash is their goal. This suggests that the missing word should be related to money. The word "discount" refers to a reduction in the price of a product or service, which may help save money, but it does not necessarily involve making extra cash. A "loan" is a borrowed sum of money that needs to be repaid, so it does not fit the context of saving or making money. "Refund" refers to getting money back after a purchase, which could be seen as saving money, but it does not imply making extra cash. Therefore, the most appropriate answer is "cash," as it directly relates to both saving and making money.
10.
You (5) ……………………… be particularly creative to upcycle and there are many websites with tips on how to do it. Of course, there’s nothing new about ‘make do and mend’ but now people are seeing the aesthetic value of these objects as well and top designers are getting in on the act.
Correct Answer
D. Don’t have to
Explanation
The phrase "don't have to" implies that there is no obligation or requirement to be particularly creative in upcycling. The sentence suggests that while there are websites with tips on how to upcycle, being creative in this activity is not necessary. It highlights that although "make do and mend" has always been a practice, people are now recognizing the aesthetic value of upcycled objects, and even top designers are participating in this trend. Therefore, the correct answer is "don't have to."
11.
People are also more conscious about the environment these days and believe that we(8) ……………………… do more to deal with the problem of waste. Upcycled products are slow to make so they can’t really be serious competition to mass-produced items butthe trend is likely to continue.
Correct Answer
C. Must
Explanation
The word "must" is the correct answer because it indicates a strong obligation or necessity. The sentence implies that people believe it is necessary or obligatory to do more to deal with the problem of waste. This aligns with the idea that people are more conscious about the environment and feel a strong sense of responsibility towards it.
12.
Which person passes on official advice about avoiding a scam?
Correct Answer
C. C
Explanation
Person C passes on official advice about avoiding a scam. This implies that person C is knowledgeable and trustworthy enough to provide reliable information on how to avoid falling victim to a scam.
13.
Which person talks about a scam that involves imitating the way people speak?
Correct Answer
B. B
Explanation
Person B talks about a scam that involves imitating the way people speak.
14.
Which person has personal knowledge of someone who has lost money in a scam?
Correct Answer
A. A
Explanation
Person A has personal knowledge of someone who has lost money in a scam. This means that Person A knows someone who has been a victim of a fraudulent scheme and has experienced financial loss as a result. Without further information, it is not possible to determine if Person B or Person C have personal knowledge of someone who has lost money in a scam.
15.
Which person mentions a scam that has received media attention lately?
Correct Answer
B. B
Explanation
Person B mentions a scam that has received media attention lately.
16.
Which person talks about a scam that uses the postal service?
Correct Answer
A. A
Explanation
Person A talks about a scam that uses the postal service.
17.
Which person thinks they are unlikely to fall for one of these scams?
Correct Answer
C. C
Explanation
Person C thinks they are unlikely to fall for one of these scams.
18.
John: The scammers are especially unkind because they target old people.
Correct Answer
A. True
Explanation
The statement suggests that scammers specifically target old people, indicating that they intentionally prey on vulnerable individuals. This could be due to the assumption that older people may be more trusting, less technologically savvy, or have more financial resources. Therefore, the answer "True" aligns with the given statement.
19.
John: The scammers responded once the old lady had sent the money.
Correct Answer
B. False
Explanation
The correct answer is False. The statement implies that the scammers responded after the old lady had sent the money, which suggests that the scammers were trustworthy. However, scammers typically respond before receiving any money, as their goal is to deceive and manipulate their victims into sending money. Therefore, the statement is false.
20.
Emma:People don’t usually trust phone calls if they think they come from official sources.
Correct Answer
B. False
Explanation
The statement contradicts common knowledge and experience. People generally tend to trust phone calls if they believe they come from official sources. Official sources are often seen as credible and trustworthy, so individuals are more likely to trust the information provided over the phone. Therefore, the correct answer is False.
21.
Emma:Certain nationalities are believed to be more honest than others.
Correct Answer
A. True
Explanation
The given statement suggests that certain nationalities are perceived to have a higher level of honesty compared to others. This implies that people tend to associate honesty with specific nationalities based on stereotypes or commonly held beliefs. Whether this perception is accurate or fair is subjective and can vary from person to person.
22.
David:People don’t receive enough advice about online safety.
Correct Answer
B. False
Explanation
The statement suggests that people do not receive enough advice about online safety, but the answer is false. This implies that people do receive enough advice about online safety, contradicting David's claim.
23.
David:Emails sent from online scammers are easy to recognise.
Correct Answer
B. False
Explanation
David's statement is that emails sent from online scammers are easy to recognize. The correct answer is false because this statement is not accurate. Scammers are becoming increasingly sophisticated and their emails can be deceptive and difficult to identify as fraudulent. Therefore, it is important to be cautious and not assume that all scam emails are easy to recognize.