A Trivia Quiz On Health Insurance
What we have here is a trivia quiz on health insurance. Insurance companies were first created to cover a client from the loss incurred when a certain risk occurs, and health insurance is designed to cover the costs that one is expected to pay when they go to the hospital all in exchange for premiums. You may take the quiz below to test your basic knowledge of health insurance and what it entails.
- 1.
Which of these is a health insurance company?
- A.
Blue Cross Blue Sheild
- B.
Aflac
- C.
Allstate
- D.
Geico
Correct Answer
A. Blue Cross Blue SheildExplanation
Blue Cross Blue Shield is a health insurance company. It is a federation of 36 separate United States health insurance organizations and companies, providing coverage to over 100 million people. They offer a wide range of health insurance plans and services, including individual and family plans, employer-sponsored plans, and government programs like Medicare and Medicaid. Blue Cross Blue Shield is well-known and recognized as a reputable health insurance provider in the United States.Rate this question:
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- 2.
What does health insurance pay for?
- A.
Car Repairs
- B.
Medical Bills
- C.
House Repairs
- D.
Debts
Correct Answer
B. Medical BillsExplanation
Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured individual. It is designed to provide financial protection and assistance in covering the costs of healthcare services, such as doctor visits, hospital stays, medications, and surgeries. Therefore, health insurance pays for medical bills, not car repairs, house repairs, or debts.Rate this question:
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- 3.
Which of these is a health insurance type?
- A.
Irrational Pineapple Records
- B.
LLC
- C.
HMO
- D.
Franchise
Correct Answer
C. HMOExplanation
An HMO (Health Maintenance Organization) is a type of health insurance that provides coverage through a network of healthcare providers. It typically requires members to choose a primary care physician and obtain referrals for specialist care. HMOs often have lower out-of-pocket costs and focus on preventive care. In contrast, "Irrational Pineapple Records" and "Franchise" are not health insurance types but rather unrelated entities or business concepts.Rate this question:
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- 4.
How is a POS different from PPO?
- A.
The Cost
- B.
It includes a primary care physcian
- C.
The length of the coverage
- D.
The people applicable
Correct Answer
B. It includes a primary care pHyscianExplanation
A POS (Point of Service) plan is different from a PPO (Preferred Provider Organization) plan because a POS plan requires the member to choose a primary care physician (PCP) who will coordinate their healthcare and provide referrals to specialists. In contrast, a PPO plan does not require a PCP and allows members to see any healthcare provider within the network without a referral. Therefore, the inclusion of a primary care physician is the distinguishing factor between a POS and PPO plan.Rate this question:
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- 5.
How old do you have to be for the government to pay for your insurance?
- A.
5
- B.
50-60
- C.
65 and older
- D.
30-45
Correct Answer
C. 65 and olderExplanation
The government pays for insurance for individuals who are 65 and older. This is because at this age, individuals are typically eligible for Medicare, a government-funded health insurance program for seniors. Medicare helps cover medical expenses such as doctor visits, hospital stays, and prescription medications. Therefore, individuals who are 65 and older can have their insurance costs covered by the government through Medicare.Rate this question:
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Quiz Review Timeline +
Our quizzes are rigorously reviewed, monitored and continuously updated by our expert board to maintain accuracy, relevance, and timeliness.
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Current Version
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Mar 18, 2023Quiz Edited by
ProProfs Editorial Team -
May 05, 2010Quiz Created by
Chad Cetti
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