Servicemembers' Civil Relief Act (Scra) Exam

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Jeff Weber
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  • 1/14 Questions

    Where does this Act have jurisdiction?

    • Only in the continental United States.
    • Only in the states where there is a military base.
    • The United States, each of the states, including the political subdivisions thereof, and all territory subject to the jurisdiction of the United States.
    • None of the above.
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About This Quiz

This Servicemembers' Civil Relief Act (SCRA) Exam assesses understanding of SCRA's purpose, definitions, jurisdictions, and protections. It evaluates knowledge crucial for legal and military professionals, ensuring they comprehend the rights and waivers under SCRA.

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  • 2. 

    Who is covered under the protection of the S.C.R.A.?

    • Citizens of the United States serving with allied forces in the prosecution of a war or military action.

    • Reserves ordered to report for military service.

    • Persons ordered to report for induction.

    • All of the above.

    Correct Answer
    A. All of the above.
    Explanation
    The correct answer is "All of the above." This means that all of the options mentioned in the question are covered under the protection of the S.C.R.A. This includes citizens of the United States serving with allied forces in the prosecution of a war or military action, reserves ordered to report for military service, and persons ordered to report for induction.

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  • 3. 

    According to the SCRA, what conditions must be met for the court to enter a stay on a civil action taken by a creditor?

    • The court must receive a letter or other communication from either the service-member or the commanding officer that explains the service member’s current military status and inability to appear in court, or provide a date when the service member will be available to appear.

    • The court must receive a letter of dispute from the service member or the commanding officer.

    • The court must receive a letter from the commanding officer stating that the service member has been hospitalized from wounds sustained during combat.

    • There are no conditions listed that will excuse a service member from appearing.

    Correct Answer
    A. The court must receive a letter or other communication from either the service-member or the commanding officer that explains the service member’s current military status and inability to appear in court, or provide a date when the service member will be available to appear.
    Explanation
    The correct answer is that the court must receive a letter or other communication from either the service-member or the commanding officer that explains the service member's current military status and inability to appear in court, or provide a date when the service member will be available to appear. This means that in order for the court to enter a stay on a civil action taken by a creditor, they need to receive a communication that clearly states the service member's military status and why they are unable to appear in court. This allows the court to understand the situation and make a decision based on the service member's circumstances.

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  • 4. 

    What is the definition of a “Service member”?

    • A member of the uniformed services.

    • A member of the Democratic party.

    • A member of the clergy.

    • None of the above.

    Correct Answer
    A. A member of the uniformed services.
    Explanation
    The correct answer is "A member of the uniformed services." A service member refers to an individual who is a part of the uniformed services, which include the Army, Navy, Air Force, Marine Corps, Coast Guard, and Space Force. This term is used to specifically identify individuals who are actively serving in these branches of the military.

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  • 5. 

    A service-member may waive any of the rights and protections provided by this Act.

    • True

    • False

    Correct Answer
    A. True
    Explanation
    A service-member has the option to voluntarily give up or relinquish any of the rights and protections that are granted to them by this Act.

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  • 6. 

    If a defendant in a civil action is in military service, the court may not enter a default judgment until after the court appoints an attorney to represent the defendant.

    • True

    • False

    Correct Answer
    A. True
    Explanation
    If a defendant in a civil action is in military service, the court may not enter a default judgment until after the court appoints an attorney to represent the defendant. This is to ensure that the defendant, who is serving in the military, has proper legal representation and is given a fair chance to defend themselves in the civil action.

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  • 7. 

    Interest rates on debts incurred prior to military service are limited to 6% per year during the period of military service.

    • True

    • False

    Correct Answer
    A. True
    Explanation
    The statement is true because the Servicemembers Civil Relief Act (SCRA) limits the interest rates on debts incurred prior to military service to 6% per year during the period of military service. This act provides financial protection to active duty service members by preventing them from being charged high interest rates on their existing debts while serving in the military.

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  • 8. 

    This Act does not apply to criminal proceedings.

    • True

    • False

    Correct Answer
    A. True
    Explanation
    The given statement states that "This Act does not apply to criminal proceedings." Therefore, the correct answer is True, indicating that the Act mentioned in the statement does not have any jurisdiction or relevance in criminal proceedings.

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  • 9. 

    If the service member is a co-defendant with others who are not in military service and who are not entitled to the relief and protections provided under the SCRA, the plaintiff may proceed against the non-military defendants with the approval of the court.

    • True

    • False

    Correct Answer
    A. True
    Explanation
    If a service member is involved in a legal case as a co-defendant with individuals who are not in the military and do not have the same rights and protections under the Servicemembers Civil Relief Act (SCRA), the plaintiff is allowed to proceed with legal action against those non-military defendants, with the court's approval. This means that even though the service member may be protected by the SCRA, the plaintiff can still pursue legal action against the other defendants who do not have the same protections.

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  • 10. 

    According to this Act, who is considered to be a legal representative of a service-member?

    • The service-member’s spouse or parent.

    • An attorney acting on behalf of the service-member or a person possessing a power of attorney.

    • The service-member’s commanding officer.

    • Any family member having access to service-member’s personal information.

    Correct Answer
    A. An attorney acting on behalf of the service-member or a person possessing a power of attorney.
    Explanation
    According to the given Act, a legal representative of a service-member can be an attorney acting on behalf of the service-member or a person possessing a power of attorney. This means that either a qualified attorney or someone authorized by the service-member through a power of attorney can act as their legal representative.

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  • 11. 

    The court, before entering judgment for the plaintiff (creditor), requires that the plaintiff file what kind of document with the court?

    • A document that proves beyond a shadow of a doubt that the servicemember is in default of the contract.

    • A document that provides proof of the debt.

    • An affidavit stating whether or not the defendant is in military service and facts to support the affidavit.

    • None of the above.

    Correct Answer
    A. An affidavit stating whether or not the defendant is in military service and facts to support the affidavit.
    Explanation
    The court requires the plaintiff to file an affidavit stating whether or not the defendant is in military service and provide facts to support the affidavit. This is necessary because if the defendant is in military service, certain legal protections under the Servicemembers Civil Relief Act may apply. The affidavit helps the court determine the defendant's military status and make an informed decision before entering judgment. This document is crucial in ensuring that the defendant's rights are protected and that the court follows the appropriate legal procedures.

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  • 12. 

    If a service member is in breach of the terms of a contract for a real or personal property, the property may be repossessed without a court order.

    • True

    • False

    Correct Answer
    A. False
    Explanation
    According to the statement, if a service member is in breach of the terms of a contract for real or personal property, the property may be repossessed without a court order. This statement is false. In general, property cannot be repossessed without a court order, regardless of whether the person in breach of the contract is a service member or not. Court orders are typically required for repossession to protect the rights of the individual and ensure a fair legal process.

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  • 13. 

    What is the purpose of the S.C.R.A.?

    • To provide for, strengthen, and expedite the national defense.

    • To provide protection for service members.

    • To provide for the temporary suspension of judicial and administrative proceedings.

    • All of the above.

    Correct Answer
    A. All of the above.
    Explanation
    The purpose of the S.C.R.A. is to provide for, strengthen, and expedite the national defense, provide protection for service members, and provide for the temporary suspension of judicial and administrative proceedings.

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  • 14. 

    How is the statute of limitation effected by this Act for service-members?

    • State law dictates the statute of limitations.

    • The period of a service member’s military service may not be included in computing any period.

    • Statute of limitation on credit accounts varies from state to state.

    • Federal law gives a blanket of five (5) years from date of last payment.

    Correct Answer
    A. The period of a service member’s military service may not be included in computing any period.
    Explanation
    The period of a service member's military service is not included in computing any period for the statute of limitations. This means that the time a service member spends in the military does not count towards the time limit for filing a lawsuit or taking legal action. This provision is likely included in the Act to protect service members who may be unable to pursue legal matters due to their military service commitments.

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  • Current Version
  • Mar 14, 2023
    Quiz Edited by
    ProProfs Editorial Team
  • Jun 13, 2014
    Quiz Created by
    Jeff Weber
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