Financial Structure Quiz - Get Your Finances Right
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Capital structure in corporate finance is the mix of various forms of external funds, known as capital, used to finance a business. Banks play an integral role in managing finances. Think you know about all the different types of banks? Know more about financial structure in this quiz by identifying various banks.
Questions and Answers
- 1.
ASIA UNITED BANK CORPORATION
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
A. Universal BankExplanation
The given answer, "Universal Bank," is correct because Asia United Bank Corporation is classified as a universal bank. Universal banks are financial institutions that offer a wide range of banking services, including commercial banking, investment banking, and asset management. They have the ability to provide various financial services to both retail and corporate clients.Rate this question:
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- 2.
BANK OF THE pHILIPPINE ISLANDS
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
A. Universal BankExplanation
The Bank of the Philippine Islands is classified as a universal bank because it offers a wide range of financial services to both individuals and businesses. Universal banks have the ability to engage in various banking activities such as accepting deposits, granting loans, providing investment services, and offering other financial products. This classification sets them apart from commercial banks, which primarily focus on providing services to businesses, and thrift banks and rural banks, which cater more to individuals and small businesses.Rate this question:
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- 3.
CHINA BANKING CORPORATION
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
A. Universal BankExplanation
China Banking Corporation is classified as a universal bank because it offers a wide range of financial services and products to both retail and corporate clients. Universal banks have the ability to engage in various banking activities such as commercial banking, investment banking, and asset management. They have the flexibility to operate in multiple markets and provide a comprehensive suite of financial solutions. China Banking Corporation's classification as a universal bank indicates its capability to cater to diverse customer needs and its extensive presence in the banking industry.Rate this question:
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- 4.
METROPOLITAN BANK & TCO.
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
A. Universal BankExplanation
The given answer "Universal Bank" is correct because Metropolitan Bank & TCO is classified as a universal bank. Universal banks are financial institutions that offer a wide range of banking services, including commercial banking, investment banking, and asset management. They have the ability to engage in various financial activities and cater to both individual and corporate clients. Therefore, Metropolitan Bank & TCO falls under the category of a universal bank based on the provided information.Rate this question:
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- 5.
UNITED COCONUT PLANTERS BANK
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
A. Universal BankExplanation
The explanation for the given answer is that United Coconut Planters Bank is classified as a Universal Bank. Universal banks in the Philippines are financial institutions that offer a wide range of banking services such as commercial banking, investment banking, and thrift banking. These banks are allowed to engage in various activities including accepting deposits, granting loans, underwriting securities, and providing financial advice. Therefore, United Coconut Planters Bank is considered a universal bank because it offers a diverse range of banking services to its customers.Rate this question:
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- 6.
BANK OF COMMERCE
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
B. Commercial BankExplanation
The Bank of Commerce is categorized as a commercial bank because it is listed alongside other types of banks such as universal, thrift, and rural banks. Commercial banks are financial institutions that provide services such as accepting deposits, granting loans, and offering various financial products to individuals, businesses, and other organizations. They primarily focus on commercial activities and aim to generate profits through their banking operations. Therefore, the Bank of Commerce fits the description of a commercial bank based on the given options.Rate this question:
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- 7.
BDO PRIVATE BANK, INC
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
B. Commercial BankExplanation
The given answer, "Commercial Bank," is the correct answer because BDO Private Bank, Inc. is categorized as a commercial bank. Commercial banks are financial institutions that provide a wide range of services to individuals, businesses, and other organizations. They offer services such as accepting deposits, granting loans, and facilitating transactions. BDO Private Bank, Inc. fits this description as it is a subsidiary of BDO Unibank, Inc., one of the largest commercial banks in the Philippines.Rate this question:
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- 8.
pHIL BANK OF COMMUNICATIONS
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
B. Commercial BankExplanation
The given answer, "Commercial Bank," is the correct answer because it accurately describes one of the types of banks mentioned in the options. The other options, such as Universal Bank, Thrift Bank, and Rural Bank, do not accurately describe the type of bank mentioned in the question. Therefore, "Commercial Bank" is the only appropriate choice.Rate this question:
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- 9.
pHILIPPINE VETERANS BANK
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
B. Commercial BankExplanation
The Philippine Veterans Bank is classified as a commercial bank because it offers a wide range of banking services to both individual and corporate clients. Commercial banks are known for providing services such as accepting deposits, granting loans, facilitating international trade, and offering various financial products. Unlike thrift banks that focus on small-scale lending and rural banks that cater to the needs of rural communities, commercial banks have a broader scope and cater to a larger customer base. Therefore, the Philippine Veterans Bank's classification as a commercial bank is based on the services it offers and its target market.Rate this question:
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- 10.
BANK OF MAKATI (A SAVINGS BANK) INC.
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
C. Thrift BankExplanation
The given answer, "Thrift Bank," is the correct choice because the Bank of Makati (A Savings Bank) Inc. is classified as a thrift bank. Thrift banks are financial institutions that primarily focus on accepting deposits and providing loans to individuals and small businesses. They often have a more localized approach and cater to the needs of the local community. This classification distinguishes the Bank of Makati as a thrift bank rather than a universal bank, commercial bank, or rural bank.Rate this question:
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- 11.
ROBINSONS BANK CORPORATION
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
B. Commercial BankExplanation
The given answer, "Commercial Bank," is the correct answer because Robinsons Bank Corporation is classified as a commercial bank. Commercial banks are financial institutions that offer a wide range of banking services to individuals, businesses, and corporations. They provide services such as accepting deposits, granting loans, facilitating transactions, and offering various financial products. Robinsons Bank Corporation falls under this category as it operates as a commercial bank, offering services and products to cater to the needs of its customers in the banking industry.Rate this question:
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- 12.
BANK ONE SAVINGS CORPORATION
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
C. Thrift BankExplanation
A thrift bank is a type of financial institution that primarily focuses on accepting deposits from customers and providing mortgage loans. It typically offers a range of savings and loan products and is regulated by specific laws and regulations. In the given options, Bank One Savings Corporation is categorized as a thrift bank because it is primarily engaged in accepting deposits and providing loans, rather than offering a wide range of commercial banking services like a commercial bank or a universal bank.Rate this question:
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- 13.
BPI DIRECT BANKO INC. - A SAVINGS BANK
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
C. Thrift BankExplanation
The correct answer is "Thrift Bank." A thrift bank is a type of financial institution that primarily focuses on accepting deposits and providing mortgage and consumer loans. They are also known for promoting savings and offering higher interest rates on deposits compared to commercial banks. BPI Direct Banko Inc. - A Savings Bank is categorized as a thrift bank based on its primary functions and services.Rate this question:
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- 14.
CENTURY SAVINGS BANK CORPORATION
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
C. Thrift BankExplanation
The correct answer is Thrift Bank. A thrift bank is a type of financial institution that primarily focuses on taking deposits and providing mortgage loans. They are often smaller in size compared to commercial banks and offer services to individuals and small businesses. Thrift banks typically have a community-oriented approach and aim to promote savings and homeownership. They may also provide services such as personal loans, credit cards, and basic banking services. Therefore, based on the given options, Century Savings Bank Corporation is most likely a thrift bank.Rate this question:
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- 15.
CITY SAVINGS BANK INC
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
C. Thrift BankExplanation
The given answer, Thrift Bank, is correct because City Savings Bank Inc is classified as a thrift bank. Thrift banks are financial institutions that primarily focus on accepting deposits and providing loans to individuals and small businesses. They typically offer savings accounts, time deposits, and mortgage loans. Therefore, City Savings Bank Inc falls under the category of a thrift bank based on its primary activities and services.Rate this question:
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- 16.
Rural Bank of Mabitac (Laguna), Inc.
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
D. Rural BankExplanation
The correct answer is Rural Bank because the name of the bank itself includes the term "Rural Bank". This suggests that the bank is specifically focused on serving the needs of rural areas and communities. The other options, Universal Bank, Commercial Bank, and Thrift Bank, do not have the term "Rural" in their names, indicating that they may have a broader scope and cater to a wider range of customers.Rate this question:
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- 17.
Agricom Rural Bank, Inc.
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
D. Rural BankExplanation
The given correct answer is "Rural Bank". This suggests that Agricom Rural Bank, Inc. is categorized as a rural bank. Rural banks are financial institutions that primarily serve the banking needs of rural communities and agricultural sectors. They focus on providing financial services such as loans, savings accounts, and other banking services to individuals and businesses in rural areas. Agricom Rural Bank, Inc. is likely to operate in rural areas and cater to the specific needs of the rural population and agricultural sector.Rate this question:
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- 18.
Valiant Bank, Inc. (A Rural Bank)
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
D. Rural BankExplanation
The given correct answer is "Rural Bank." This suggests that Valiant Bank, Inc. is classified as a rural bank.Rate this question:
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- 19.
East Coast Rural Bank of Hagonoy, Inc.
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
D. Rural BankExplanation
The given correct answer is "Rural Bank". This suggests that East Coast Rural Bank of Hagonoy, Inc. is classified as a rural bank. Rural banks are financial institutions that primarily serve the needs of rural communities by providing banking services such as loans, deposits, and other financial services. They focus on supporting the agricultural and rural sectors, offering specialized products and services tailored to the needs of rural customers. Therefore, it can be inferred that East Coast Rural Bank of Hagonoy, Inc. operates as a rural bank, catering to the financial needs of rural communities.Rate this question:
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- 20.
Rural Bank of Lemery, Inc.
- A.
Universal Bank
- B.
Commercial Bank
- C.
Thrift Bank
- D.
Rural Bank
Correct Answer
D. Rural BankExplanation
The given correct answer is "Rural Bank." This suggests that the Rural Bank of Lemery, Inc. is classified as a rural bank. Rural banks are financial institutions that primarily serve the banking needs of the rural population and provide financial services such as loans, deposits, and other banking services to individuals and businesses in rural areas. Therefore, it can be inferred that the Rural Bank of Lemery, Inc. operates as a rural bank, catering to the banking needs of the rural community.Rate this question:
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Mar 20, 2023Quiz Edited by
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Jun 08, 2021Quiz Created by
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