Test Your Benefits Knowledge!

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| By Cwindsor67

Cwindsor67

Community Contributor

Quizzes Created: 1 | Total Attempts: 226

Questions: 8 | Attempts: 226 | Updated: Mar 20, 2023

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How much do you know about your employee benefits?
Understanding your benefits can help you get the most out them. Take this short quiz to test your benefit knowlege!

Questions and Answers

1.

For every $1 spent on preventive oral health care, up to how much can you save on future emergency and restorative procedures.
- A.
  
  $5
- B.
  
  $50
- C.
  
  $75
- D.
  
  $100
Correct Answer
B. $50

Explanation
For every $1 spent on prevention on oral health care, the American Dental Education Association estimates you can save as much as $50 on future emergency and restorative procedures. So routine dental care is not just good for your health, it's good for your wallet too! And remember our dental plan is 100% employer-paid.

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2.

With a medical, dental or vision insurance plan, a network provider is:
- A.
  
  A company that provides internet service
- B.
  
  Someone enrolled in a health plan
- C.
  
  A doctor or dentist who contracts with a health plan to provide care
- D.
  
  The list of covered prescription drugs
Correct Answer
C. A doctor or dentist who contracts with a health plan to provide care

Explanation
Doctors, hospitals, pharmacies, dentists and other health care professionals that participate in a network, have a contract with a health insurer. They agree to provide services at reduced rates for plan members. Staying in-network can help save you and the plan money.

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3.

Generic drugs are not as effective as brand-name drugs.
- A.
  
  True
- B.
  
  False
Correct Answer
B. False

Explanation
A generic drug is just as effective as a brand-name drug. It is a copy of the brand-name drug that no longer has a patent. That's why it usually costs less. Using generics is another way to save yourself and the plan money. Ask your doctor if generics are right for you.

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4.

InPro's Dental Plan covers in-network preventive care at 100%.
- A.
  
  True
- B.
  
  False
Correct Answer
A. True

Explanation
When receiving services from an in-network provider, our dental plan covers preventive services such as oral exams and cleanings at 100%, with no cost to the member. Our carrier, Delta Dental of Wisconsin believes strongly in preventive care to avoid costly dental procedures later.

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5.

InPro's 401(k) Plan currently provides an employer matching contribution of what percentage of the employee's contribution:
- A.
  
  5%
- B.
  
  10%
- C.
  
  15%
- D.
  
  25%
Correct Answer
D. 25%

Explanation
InPro's 401(k) plan provides a 25% match on the employee's contribution amount, with no limit! That's a great incentive to save as much as you can. If you aren't currently contributing, you should consider enrolling today to take advantage of the match.

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6.

InPro does not offer disability plans.
- A.
  
  True
- B.
  
  False
Correct Answer
B. False

Explanation
InPro provides short-term disability coverage to all permanent full-time employees. This benefit provides valuable income protection if you are unable to work due to sickness or injury. The plans pays a percentage of the employee's wages for up to 13 weeks. The premium is 100% employer-paid.

InPro also provides a voluntary Long-Term Disability Plan. This is a voluntary benefit that is employee paid through payroll deduction. This also provides a percentage of the employee's wages in the event of disability.

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7.

If you have a Flexible Spending Account (FSA), at a minimum how much do you save in taxes for every $100 you set aside in your FSA?
- A.
  
  $8
- B.
  
  $10
- C.
  
  $18
- D.
  
  $22
Correct Answer
D. $22

Explanation
An FSA allows an easy way to save on taxes. Dollars set aside in an FSA are not taxed, thereby making more money available for other needs. At a minimum, for every $100 set aside pre-tax, approximately $22 is saved. This assumes a 15% Federal income tax, 6.2% Social Security Tax, and 1.45% Medicare tax.

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8.

InPro pays what % of the premium for the Classic Medical Plan for all levels of coverage including; Employee, Employee + Child(ren), Employee + Spouse & Family:
- A.
  
  50%
- B.
  
  75%
- C.
  
  80%
- D.
  
  100%
Correct Answer
D. 100%

Explanation
The Classic Medical Plan is 100% employer-paid. Your benefits package is an important part of your total compensation and InPro is proud to provide a comprehensive benefits package to fit the needs of you and your family.

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Current Version
Mar 20, 2023

Quiz Edited by
ProProfs Editorial Team
Feb 29, 2012

Quiz Created by
Cwindsor67

Test Your Benefits Knowledge!

For every $1 spent on preventive oral health care, up to how much can you save on future emergency and restorative procedures.

With a medical, dental or vision insurance plan, a network provider is:

Generic drugs are not as effective as brand-name drugs.

InPro's Dental Plan covers in-network preventive care at 100%.

InPro's 401(k) Plan currently provides an employer matching contribution of what percentage of the employee's contribution:

InPro does not offer disability plans.

If you have a Flexible Spending Account (FSA), at a minimum how much do you save in taxes for every $100 you set aside in your FSA?

InPro pays what % of the premium for the Classic Medical Plan for all levels of coverage including; Employee, Employee + Child(ren), Employee + Spouse & Family: