FDCPA Quizzes, Questions & Answers

If you owe a company or an individual some money, they may resort to use debt collectors to help them collect the cash from you. The debt collectors may take the advantage of your ignorance of the law to intimidate or harass you. That’s why the Fair Debt Collection Practices Act was designed to eliminate deceptive, abusive and unfair debt collection practices. The law became effective in March 1978.

Fair Debt Collection Practices Act also encourages consistent state action to protect consumers from abuses in debt collection and also protects reputable debt collectors from unfair competition. One of the interesting provisions of this act is that, the debt collector cannot communicate with the person in debt at any unusual time, i.e. before 8.00 a.m. and after 9.00 p.m. can you state some the unfair practices prohibited by this act?

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FDCPA Knowledge Quiz Questions

When it comes to debt collection, there are many policies that one is expected to follow without infringing on the debtors' rides. If you are planning on becoming a licensed debt collector, you need complete knowledge of...

Questions: 10 | Attempts: 13489 | Last updated: Mar 21, 2023

Sample Question
Which of the following is the primary law that regulates debt collecting?

FCRA

FDCPA

FDPCA

FICO

FCBA

Fair Debt Collections PrActices Act (FDCPA) Exam Quiz

This Fair Debt Collections Practices Act (FDCPA) Exam Quiz assesses understanding of laws protecting consumers from abusive debt collection practices. It covers key definitions and legal requirements, ensuring learners grasp...

Questions: 45 | Attempts: 2325 | Last updated: Jan 13, 2025

Sample Question
What is the purpose of the FDCPA?

To force consumer to pay outstanding debts utilizing threats, violence, obscene language, and by causing their telephone to ring repeatedly.

To allow debt collectors to collect outstanding debts by threatening arrest or imprisonment of any person accused of nonpayment.

To eliminate abusive debt collection practices by debt collectors, to insure that those debt collectors who refrain from using abusing debt collection practices are not disadvantaged, and to promote consistent State action to protect consumers against debt collection abuses.

None of the above

FDCPA Essentials For Collectors

This quiz, titled 'FDCPA Essentials for Collectors,' assesses knowledge on legal debt collection practices under the FDCPA. It covers permissible contact times, third-party communication, and prohibited practices, focusing on...

Questions: 30 | Attempts: 4318 | Last updated: Jun 12, 2024

Sample Question
How many times can a debt collector contact a third party to request location information regarding the consumer?

2

3

1

0

Trivia Questions Quiz On Debt Collection Process And Practices!

Welcome to the Trivia Questions Quiz on Debt Collection Process and Practices! Businesses are unable always to have been known to sell to some customers on credit, and the services of a debt collector are called upon to ensure...

Questions: 20 | Attempts: 416 | Last updated: Mar 16, 2023

Sample Question
When a debtor indicates they want to pay but do not have funds today you should:

Ask for convenient time to call back to get a payment

Disregard the debtors statement and demand balance in full today

Ask for down payment today and the balance in post dates

Send an ADL letter, and stat sales/and client on refusal to pay

Fair Debt Collection PrActices Act! Trivia Quiz

Do you know anything about the Fair Debt Collection Practices Act? Would you be able to pass this quiz? The FDCPA is a federal ruling that restricts third-party debt collectors' actions trying to collect debts on behalf of...

Questions: 44 | Attempts: 703 | Last updated: Jul 10, 2024

Sample Question
What is the purpose of the FDCPA?

To force consumer to pay outstanding debts utilizing threats, violence, obscene language, and by causing their telephone to ring repeatedly.

To allow debt collectors to collect outstanding debts by threatening arrest or imprisonment of any person accused of nonpayment.

To eliminate abusive debt collection practices by debt collectors, to insure that those debt collectors who refrain from using abusing debt collection practices are not disadvantaged, and to promote consistent State action to protect consumers against debt collection abuses.

None of the above

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FDCPA TEST FOR COLLECTORS

Questions: 10 | Attempts: 128 | Last updated: Apr 12, 2024

Sample Question
Wich of the following is the primary law that regulates debt collecting?

FCRA

FDCPA

FDPCA

FICO

FCBA

Cavalry Portfolio Services - FDCPA Exam

FDCPA Exam

Questions: 30 | Attempts: 890 | Last updated: Mar 21, 2023

Sample Question
How many times can a debt collector contact a third party to request location information regarding the consumer?

1

2

3

0

FDCPA Quizzes, Questions & Answers

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