The Gmac Insurance National Drivers Test

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The Gmac Insurance National Drivers Test - Quiz

More familiar with the rules of the road? Or are you one of the 38 million American drivers who would fail a written drivers test today? The GMAC Insurance National Drivers Test features 20 questions from actual DMV tests across the nation. Test your skills and brush up on your knowledge of the rules of the road. For more information about the rules of the road, visit the Florida DMV's website.


Questions and Answers
  • 1. 

    A pedestrian is crossing your lane but there is no crosswalk. You should:

    • A.

      Make sure the pedestrian sees you, but continue driving

    • B.

      Stop and let the pedestrian cross the street

    • C.

      Carefully drive around the pedestrian

    Correct Answer
    B. Stop and let the pedestrian cross the street
    Explanation
    When a pedestrian is crossing your lane without a crosswalk, it is important to prioritize their safety. Therefore, the correct answer is to stop and let the pedestrian cross the street. This ensures that the pedestrian has a clear path to cross without any potential danger from moving vehicles. It is crucial to always be cautious and respectful towards pedestrians to prevent accidents and promote road safety.

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  • 2. 

    When driving in adverse conditions, the proper speed to travel is:

    • A.

      The posted speed limit

    • B.

      55 mph

    • C.

      65 mph

    • D.

      Only as fast as is safe to drive

    Correct Answer
    D. Only as fast as is safe to drive
    Explanation
    When driving in adverse conditions, such as heavy rain, fog, or snow, it is important to adjust your speed accordingly. The posted speed limit may not be appropriate for these conditions, as it is based on ideal driving conditions. Driving at 55 mph or 65 mph may be too fast and unsafe for adverse conditions. Therefore, the proper speed to travel in adverse conditions is only as fast as is safe to drive, taking into account factors such as visibility, road conditions, and the ability to control the vehicle.

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  • 3. 

    A traffic light with a flashing red signal means?

    • A.

      Yield

    • B.

      Stop

    • C.

      Caution

    Correct Answer
    B. Stop
    Explanation
    A traffic light with a flashing red signal means that drivers must come to a complete stop before proceeding. This is typically used at intersections where there may be a malfunction or temporary disruption in the normal traffic light cycle. The flashing red signal serves as a warning to drivers to be cautious and yield the right of way to other vehicles or pedestrians before continuing through the intersection. It is important to treat a flashing red signal as if it were a stop sign and only proceed when it is safe to do so.

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  • 4. 

    You see a flashing yellow traffic signal at an up coming intersection. The flashing yellow light means:

    • A.

      Stop before entering the intersection as long as you can do so safely

    • B.

      Stop. Yield to all cross traffic before crossing the intersection

    • C.

      Slow down and cross the intersection carefully

    Correct Answer
    C. Slow down and cross the intersection carefully
    Explanation
    A flashing yellow traffic signal indicates caution. Drivers should slow down and proceed through the intersection carefully, being aware of any cross traffic or pedestrians. Unlike a solid yellow light, which requires drivers to stop before entering the intersection, a flashing yellow light allows drivers to proceed with caution if it is safe to do so.

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  • 5. 

    A solid yellow line, on your side of the center line, means:

    • A.

      Reduce speed

    • B.

      Traffic light ahead

    • C.

      Do not pass

    Correct Answer
    C. Do not pass
    Explanation
    A solid yellow line on your side of the center line indicates that passing is not allowed. This means that you should not attempt to overtake or pass any vehicles in front of you. It is important to stay in your lane and maintain a safe distance from the vehicle ahead until it is safe to pass, such as when the yellow line becomes broken or there is a clear passing zone.

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  • 6. 

    When you approach a stopped school bus with flashing red lights, you should:

    • A.

      Stop when approaching a bus from either the front or the rear

    • B.

      Slow when approaching a bus from the front or rear

    • C.

      Stop only when approaching a bus from the front

    • D.

      Stop only when approaching a bus from the rear

    Correct Answer
    A. Stop when approaching a bus from either the front or the rear
    Explanation
    When you approach a stopped school bus with flashing red lights, you should stop when approaching the bus from either the front or the rear. This is because the flashing red lights indicate that children are either entering or exiting the bus, and it is important to ensure their safety. Stopping allows the children to cross the road safely without any potential accidents or injuries. It is crucial to follow this rule to prevent any harm to the children and to comply with traffic laws.

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  • 7. 

    If, while driving, a tire suddenly blows out, you should:

    • A.

      Grip the steering wheel firmly, slow down, and exit from the traffic lanes

    • B.

      Pump the brakes rapidly

    • C.

      Brake hard and steer toward the right edge of the roadway

    Correct Answer
    A. Grip the steering wheel firmly, slow down, and exit from the traffic lanes
    Explanation
    In the event of a sudden tire blowout while driving, it is important to maintain control of the vehicle. Gripping the steering wheel firmly helps to keep the vehicle stable. Slowing down gradually allows for better control and reduces the risk of losing control of the vehicle. Exiting from the traffic lanes is necessary to avoid obstructing other vehicles and causing potential accidents. Pumping the brakes rapidly or braking hard and steering toward the right edge of the roadway can lead to loss of control and increase the risk of accidents.

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  • 8. 

    You may pass on the right of another vehicle when:

    • A.

      When traveling on a multi-lane highway carrying two or more lanes of traffic in the same direction

    • B.

      The other vehicle is making or about to make a left turn, when a lane is provided to pass on the right

    • C.

      Both answers are correct

    Correct Answer
    C. Both answers are correct
    Explanation
    Both answers are correct because when traveling on a multi-lane highway, it is allowed to pass on the right of another vehicle. Additionally, if the other vehicle is making or about to make a left turn and a lane is provided to pass on the right, it is also permissible to pass on the right.

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  • 9. 

    When making right or left turns, a driver should signal _______ before the turn?

    • A.

      100 feet

    • B.

      50 feet

    • C.

      35 feet

    • D.

      5 feet

    Correct Answer
    A. 100 feet
    Explanation
    When making right or left turns, a driver should signal 100 feet before the turn. This gives other drivers and pedestrians enough time to anticipate and react to the upcoming turn. Signaling well in advance helps to ensure the safety of everyone on the road and prevents any sudden or unexpected maneuvers.

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  • 10. 

    A diamond shaped sign means:

    • A.

      Warning

    • B.

      Yield

    • C.

      Stop

    Correct Answer
    A. Warning
    Explanation
    A diamond-shaped sign is commonly used to indicate a warning. These signs are typically yellow or orange in color and feature a black symbol or message. They are used to alert drivers of potential hazards or dangerous conditions ahead, allowing them to take necessary precautions and adjust their driving accordingly. Therefore, the correct answer for this question is "Warning."

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  • 11. 

    You drive defensively when you:

    • A.

      Always put one car length between you and the car ahead

    • B.

      Look only at the car in front of you while driving

    • C.

      Keep your eyes moving to look for possible hazards

    Correct Answer
    C. Keep your eyes moving to look for possible hazards
    Explanation
    Driving defensively means being constantly aware of your surroundings and anticipating potential hazards. By keeping your eyes moving and scanning the road ahead, you are able to identify potential dangers such as pedestrians, other vehicles, or road obstructions. This allows you to react quickly and take necessary precautions to avoid accidents. Simply focusing on the car in front of you limits your field of vision and increases the chances of missing important cues or hazards on the road. Keeping a safe distance from the car ahead is also important, but it is only one aspect of driving defensively.

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  • 12. 

    When you tailgate other drivers (drive close to their rear bumper):

    • A.

      You can frustrate the other drivers and make them angry

    • B.

      Your actions cannot result in a traffic citation

    • C.

      You help reduce traffic congestion

    Correct Answer
    A. You can frustrate the other drivers and make them angry
    Explanation
    Tailgating other drivers, or driving close to their rear bumper, can indeed frustrate and anger other drivers. This behavior is considered aggressive and dangerous, as it reduces the reaction time and increases the risk of rear-end collisions. It is important to maintain a safe following distance to ensure the safety of both yourself and other drivers on the road.

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  • 13. 

    You may drive off of the paved roadway to pass another vehicle:

    • A.

      If the shoulder is wide enough to accommodate your vehicle

    • B.

      If the vehicle ahead of you is turning left

    • C.

      Under no circumstances

    Correct Answer
    C. Under no circumstances
    Explanation
    Driving off of the paved roadway to pass another vehicle is never allowed under any circumstances. It is important to always stay on the paved roadway and follow traffic rules and regulations for the safety of yourself and others on the road.

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  • 14. 

    When you are merging onto the freeway, you should be driving:

    • A.

      At or near the same speed as the traffic on the freeway

    • B.

      5 to 10 miles per hour slower than the traffic on the freeway

    • C.

      The posted speed limit for traffic on the freeway

    Correct Answer
    A. At or near the same speed as the traffic on the freeway
    Explanation
    When merging onto the freeway, it is important to match the speed of the traffic already on the freeway. This allows for a smooth and safe merging process, as it minimizes the speed differential between your vehicle and the other vehicles on the freeway. Driving at or near the same speed as the traffic on the freeway helps to maintain a consistent flow and reduces the risk of accidents or disruptions to the traffic pattern.

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  • 15. 

    When driving in fog, you should use your:

    • A.

      Fog lights only

    • B.

      High beams

    • C.

      Low beams

    Correct Answer
    C. Low beams
    Explanation
    When driving in fog, it is recommended to use low beams. This is because low beams provide a wider and shorter range of light, which helps to improve visibility in foggy conditions. High beams, on the other hand, can reflect off the fog and create glare, making it even more difficult to see. Fog lights are specifically designed to be used in foggy conditions and are positioned low on the vehicle, which helps to illuminate the road directly in front of the car without reflecting off the fog. Therefore, using low beams is the safest option when driving in fog.

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  • 16. 

    Under most conditions what is a safe following distance?

    • A.

      3 seconds

    • B.

      10 seconds

    • C.

      20 seconds

    Correct Answer
    A. 3 seconds
    Explanation
    A safe following distance under most conditions is 3 seconds. This means that a driver should maintain a gap of at least 3 seconds between their vehicle and the vehicle in front of them. This allows for enough time to react and brake in case of any sudden changes or emergencies on the road. It also helps to prevent rear-end collisions and gives the driver enough space to maneuver safely.

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  • 17. 

    There is an emergency vehicle coming from behind you with emergency lights on and flashing. You should:

    • A.

      Slow down and keep moving

    • B.

      Speed up and get out of the way

    • C.

      Maintain your speed

    • D.

      Pull over to the right and stop

    Correct Answer
    D. Pull over to the right and stop
    Explanation
    When an emergency vehicle with its lights and sirens on approaches from behind, it is important to pull over to the right and stop. This allows the emergency vehicle to pass safely and quickly. By pulling over and stopping, you are ensuring that you are not obstructing the path of the emergency vehicle and allowing them to reach their destination without any delay or hindrance. This action helps to prioritize the safety and well-being of those in need of emergency assistance.

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  • 18. 

    When you approach a traffic signal displaying a steady yellow light, you must:

    • A.

      Go through the intersection before it turns red

    • B.

      Stop if it is safe to do so

    • C.

      Be prepared to stop

    • D.

      Slow down and proceed with caution

    Correct Answer
    B. Stop if it is safe to do so
    Explanation
    When approaching a traffic signal displaying a steady yellow light, the correct course of action is to stop if it is safe to do so. A yellow light indicates that the signal is about to turn red, and drivers should prepare to stop. However, if stopping suddenly could cause a rear-end collision or if it is unsafe to stop due to the speed and position of other vehicles, it is acceptable to proceed with caution through the intersection. The key is to prioritize safety and make a decision based on the specific circumstances at that moment.

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  • 19. 

    In bad weather, you should make your car easier for others to see by:

    • A.

      Turning on your headlights

    • B.

      Turning on your emergency flashers

    • C.

      Turning on your parking lights

    • D.

      Flash your high beams

    Correct Answer
    A. Turning on your headlights
    Explanation
    In bad weather, turning on your headlights is the correct answer because it helps to increase visibility for other drivers on the road. Headlights not only help you see better in poor weather conditions but also make your car more visible to others, reducing the risk of accidents. Emergency flashers are typically used to indicate a hazard or emergency situation, and using them in bad weather may cause confusion for other drivers. Parking lights are not as bright as headlights and may not be sufficient for others to see your car clearly. Flashing your high beams can blind other drivers and is not recommended in bad weather conditions.

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  • 20. 

    The best way to keep from hydroplaning is to:

    • A.

      Turn to avoid puddles

    • B.

      Apply the brakes firmly

    • C.

      Slow down when on wet roads

    Correct Answer
    C. Slow down when on wet roads
    Explanation
    When driving on wet roads, the best way to prevent hydroplaning is to slow down. Hydroplaning occurs when a layer of water builds up between the tires and the road surface, causing the tires to lose traction. By reducing speed, the tires have more time to channel water away and maintain contact with the road. This increases traction and reduces the risk of hydroplaning. Turning to avoid puddles or applying the brakes firmly can actually increase the likelihood of hydroplaning, as sudden movements can cause the tires to lose grip on the wet surface.

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Our quizzes are rigorously reviewed, monitored and continuously updated by our expert board to maintain accuracy, relevance, and timeliness.

  • Current Version
  • Jun 19, 2024
    Quiz Edited by
    ProProfs Editorial Team
  • Jun 10, 2010
    Quiz Created by
    ERPA
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