NCCT Test: Hardest MCQ Quiz!

An accident is an unexpected event that can cause injury. Unlike the other options, such as a dread disease rider or an adjuster, which are not related to causing injury, an accident is the most appropriate choice for an unexpected event that may result in harm.

Medicare is a health program for people age 65 and older under social security. It provides medical coverage and helps to cover the costs of healthcare services such as hospital stays, doctor visits, and prescription drugs. Tri-Care is a health program for military personnel and their families, Champva is a health program for certain veterans and their dependents, and Worker's Compensation is a program that provides benefits to workers who are injured or become ill on the job.

Worker's Compensation is a form of insurance paid by the employer to provide cash benefits to workers who are injured or disabled while on the job. It is designed to cover medical expenses, lost wages, and rehabilitation services for employees who suffer work-related injuries or illnesses. This insurance helps to protect both the employer and the employee by providing financial support and ensuring that the injured worker receives the necessary care and support to recover and return to work.

To correct a handwritten error in a patient's chart, the accepted method is to draw a line through the error, insert the correct information, date it, and initial it. This method ensures that the original error is still visible, while clearly indicating the correction that has been made. It also provides a clear record of when and by whom the correction was made, which is important for maintaining the integrity and accuracy of the patient's chart.

A fraudulent signature refers to the act of creating or using a fake signature with the intent to deceive or defraud others. This is commonly known as forgery, where someone imitates or replicates another person's signature without their consent or knowledge. The purpose of forgery can vary, but it usually involves illegal activities such as identity theft, financial fraud, or falsifying legal documents.

A machine designed to receive and send printed documents via the telephone is commonly known as a fax machine. Fax machines use telephone lines to transmit scanned images of documents to another fax machine, allowing for the quick and convenient sharing of physical documents over long distances.

An outpatient is a patient who receives medical care at a hospital or health facility without being admitted as a bed patient. They typically visit for consultations, examinations, tests, or minor procedures and do not stay overnight. This term is used to distinguish them from inpatients who require admission and overnight stays for more extensive treatments or surgeries.

The computers directional arrow keys are known to move the cursor, right, left, up or down. These keys are commonly used to navigate through documents, web pages, and other interfaces. By pressing the arrow keys, the user can move the cursor in the desired direction without having to use the mouse. This allows for quick and precise movement within a document or program.

A duplicate file to protect information is also known as a backup. A backup is a copy of important data or files that is created to ensure that it can be restored in case the original data is lost, corrupted, or accidentally deleted. Backups are essential for data protection and disaster recovery purposes, as they provide a means to recover data in the event of a system failure, hardware malfunction, or other unforeseen circumstances.

A person or institution that gives medical care is referred to as a "provider". This term encompasses healthcare professionals such as doctors, nurses, hospitals, clinics, and other healthcare facilities that offer medical services to patients. They are responsible for diagnosing and treating illnesses, providing preventive care, and managing patients' overall health.

The process described in the question, where words are converted into numbers so that computers can be used in claims processing, is commonly referred to as coding. Coding involves assigning specific numerical values or codes to different words or categories, allowing for efficient data processing and analysis.

A deductible is the amount of money that an insured individual must pay out of pocket before their insurance policy benefits begin. It is a common feature in many insurance policies, such as health insurance or auto insurance. The purpose of a deductible is to share the financial burden between the insured individual and the insurance company. By requiring the insured individual to pay a certain amount upfront, it helps to reduce the number of small or frivolous claims and keeps insurance premiums lower for everyone.

The term "user friendly" in the context of computers refers to how easy the system is to operate. It implies that the system has a user interface and features that are intuitive and straightforward, allowing users to navigate and interact with the system without difficulty. This term does not directly relate to the quality of the manual, the system's capacity to handle documents, or its cost-effectiveness.

A signature on the reverse side of a check is known as an endorsement. This is when the payee signs the back of the check, indicating that they are transferring the rights to the funds to another party. Endorsements can be blank, restrictive, or special, depending on the instructions provided by the payee.

The most important characteristic of an appointment book or appointment sheet's content is the duration of the appointment. This information is crucial for scheduling and managing appointments effectively. It helps in allocating the appropriate amount of time for each appointment, ensuring that there is enough time to address the patient's needs and allowing for proper scheduling of other appointments. Without knowing the duration of the appointment, it would be difficult to create a well-organized and efficient schedule.

A doctor who agrees to accept an insurance companies pre-established fee as the maximum amount to be collected is referred to as a participating physician. This means that the doctor has entered into a contract with the insurance company and has agreed to accept their predetermined fee as full payment for services rendered to the insured individual. This arrangement benefits both the doctor and the insured individual, as it helps to control costs and ensures that the insured individual will not be responsible for any additional charges beyond the pre-established fee.

Using the computer's DEL command refers to the action of deleting files or directories. The DEL command is a command prompt command that allows users to remove files and folders from their computer's storage. It is commonly used to permanently delete unwanted files and clean up disk space.

A request for payment under an insurance contractor bond is called a claim. This is because when an insured contractor experiences a loss or damage that is covered by the bond, they submit a claim to the insurance company to request payment for the damages. The insurance company then evaluates the claim and if approved, provides the necessary funds to cover the losses incurred.

Programs are a set of instructions that tell the computer what to do. These instructions are stored in software, which is a collection of programs, data, and instructions that are used to operate computers and perform specific tasks. Therefore, software is the correct answer as it accurately describes the programs that tell the computer what to do.

The proper procedure for canceling an appointment in the appointment book is to mark through the entry with a single red line. This ensures that the entry is clearly crossed out and easily noticeable, indicating that the appointment has been canceled. Using a single red line helps to distinguish the cancellation from other markings or annotations in the appointment book.

A small amount of cash kept in the office for miscellaneous purchases is referred to as a petty cash fund. This fund is used to cover small expenses that arise in the office, such as buying office supplies or reimbursing employees for small expenses. It is typically managed by a designated person who is responsible for keeping track of the cash and ensuring that it is used appropriately. The term "petty" refers to the fact that the amounts involved are relatively small and not significant enough to warrant using regular company funds.

Tri-Care is a civilian health and medical program of the uniform services. It provides healthcare coverage to active duty service members, their families, retired service members, and their families. Tri-Care offers a range of healthcare options, including health plans, prescriptions, and dental coverage. It is designed to ensure that military personnel and their families receive comprehensive and affordable healthcare services.

The computer, printer, disk drives, and monitors are collectively referred to as hardware. Hardware refers to the physical components of a computer system that can be seen and touched. These devices are essential for the functioning of a computer system and enable users to perform various tasks such as processing data, printing documents, and displaying visual information.

A twelve month period that begins with the same pre-determined date each year and is selected for financial purposes is commonly referred to as a fiscal year. This term is used to denote the specific timeframe in which an organization or government entity calculates and reports its financial activities and results. It helps to align financial planning, budgeting, and reporting with the natural business cycle and economic trends. The fiscal year may not necessarily coincide with the calendar year and can vary depending on the organization's needs and requirements.

Medicaid is a government insurance program that provides coverage for low-income individuals and families who cannot afford private health insurance. It is specifically designed to assist those who have limited income and resources, ensuring that they have access to necessary medical services and treatments. Medicaid is different from Medicare, which primarily caters to individuals aged 65 and older, as well as those with certain disabilities. Tri-Care and Blue Cross/Blue Shield are private insurance programs that may have different eligibility criteria and coverage options.

A check written to the doctor by someone other than the patient is also known as a third party check. This means that the payment is being made by a person who is not directly involved in the transaction between the patient and the doctor. The third party could be an insurance company, a family member, or any other person or organization making the payment on behalf of the patient.

The term "insufficient funds" is used to indicate that the writer of the check did not have enough money in their account to cover the check. This means that the bank cannot process the check because there are not enough funds available.

A recap sheet that accompanies a Medicare or Medicaid check, showing breakdown and explanation of payment on a claim is referred to as an "explanation of benefits." This document provides a detailed summary of the services rendered, the amount billed, the amount covered by insurance, and any remaining balance that may be the responsibility of the patient. It helps individuals understand how their insurance coverage is being utilized and provides transparency regarding the payment process.

A federal tax identification number is issued by the Internal Revenue Service to medical groups or solo practices for income tax purposes. This number is used to identify the medical practice for tax reporting and filing. It is different from a social security number, which is used to identify individuals for various purposes. State tax numbers and insurance ID numbers are also different and serve different purposes.

A payment made periodically to keep an insurance policy in force is called a premium. This is the amount of money that an individual or business pays to an insurance company in exchange for coverage and protection. The premium is typically paid on a monthly, quarterly, or annual basis, depending on the terms of the insurance policy. By paying the premium, the policyholder ensures that their insurance coverage remains active and that they are protected against potential risks and losses.

An employee must obtain a Social Security Number which is assigned by the Federal Government. The Social Security Number is a unique identifier that is used for various purposes, such as tracking an individual's earnings and contributions to the Social Security program. It is issued by the Social Security Administration, which is a federal agency responsible for administering social security programs in the United States.

Partial disability refers to an illness or injury that hinders an insured person from carrying out some, but not all, of the functions of their regular job. This means that the individual is still able to perform certain tasks related to their occupation, but is limited in their ability to perform others. This condition may result in reduced work hours or the need for accommodations, but does not completely prevent the insured person from working.

In the full blocked style of a letter, all lines or parts of the letter should be aligned at the left hand margin. This means that the text should start at the leftmost side of the page, creating a straight vertical line on the left side of the letter. This formatting style is commonly used in formal letters and business communication to create a professional and organized appearance.

All prescriptions for controlled substances require the physician's signature and a DEA registration number. This is because the DEA (Drug Enforcement Administration) registration number is a unique identifier assigned to healthcare providers who are authorized to prescribe controlled substances. It helps to ensure that only qualified and licensed professionals have the authority to prescribe these substances, and helps to prevent misuse and abuse of controlled substances.

A method of charging whereby a physician presents a bill for each service rendered is referred to as fee-for-service. This means that the physician charges for each individual service provided to the patient, rather than bundling them together or billing a flat fee. This allows for transparency in pricing and ensures that patients are only charged for the specific services they receive.

A health maintenance organization (HMO) is an organization that provides insurance coverage for losses in exchange for a premium. HMOs typically have a network of healthcare providers that members must use in order to receive coverage. They focus on preventive care and often require members to choose a primary care physician who coordinates their healthcare.

Closed accounts refer to patient accounts that have a zero balance. This means that all outstanding payments have been made and there are no more financial obligations between the patient and the healthcare provider. These accounts are considered closed because there is no further action required from the patient or the provider in terms of payment or billing.

An insurance agent is a representative of an insurance company who is responsible for soliciting and initiating contracts of insurance. They also provide services to policyholders on behalf of the insurer.

A person who is part of a group insurance plan is referred to as a subscriber. This term is commonly used in the insurance industry to identify individuals who are enrolled in a specific insurance policy or plan. The subscriber is usually the primary policyholder or the person responsible for paying the insurance premiums.

A predetermined amount that the insured must pay each year before the insurance company will pay for an illness or injury is known as a deductible. This amount is typically specified in the insurance policy and must be paid by the insured before the insurance coverage kicks in. The purpose of a deductible is to share the financial burden between the insured and the insurance company, with the insured responsible for a portion of the costs. Once the deductible is met, the insurance company will then cover the remaining expenses according to the terms of the policy.

A co-payment is a type of insurance where the insured pays a specific amount per unit of service, such as a doctor's visit or prescription, and the insurer covers the remaining cost. It is a cost-sharing arrangement between the insured and the insurer, where the insured is responsible for a fixed amount of the total cost. This helps to reduce the financial burden on the insured while still ensuring that they contribute towards their healthcare expenses.

Cash, furniture, and equipment are considered assets because they have economic value and can be used to generate future benefits for the company. Liabilities refer to the company's debts or obligations, while depreciable assets specifically refer to assets that lose value over time due to wear and tear. Mutually owned property does not accurately describe cash, furniture, and equipment as it implies joint ownership by multiple parties. Therefore, the correct answer is assets.

A system whereby large quantities of data can be accessed, searched, sorted, and arranged very rapidly by computer is also known as data base management.

The correct answer is "usual, customary and reasonable". This term refers to insurance plans that will cover the full charge of a physician's service if it falls within the normal range of charges for that service. It ensures that the insurance company will only pay for charges that are considered reasonable and customary within the healthcare industry.

An invoice is a document that reflects the details of a sales or purchase transaction. It typically includes information such as the date, description, quantity, and price of the goods or services being bought or sold. It serves as a record of the transaction and is often used for accounting and payment purposes. A ledger card is a record of individual accounts, a disbursement record is a record of payments made, and a payment record is a record of specific payments. However, none of these options specifically reflect the details of sales or purchase transactions like an invoice does.

FICA provides benefits for social security. The Federal Insurance Contributions Act (FICA) is a United States law that requires employees to contribute a portion of their earnings to fund social security and Medicare. Social security benefits are provided to retired workers, disabled individuals, and their dependents. These benefits include retirement income, disability benefits, survivor benefits, and healthcare coverage through Medicare. FICA deductions from an employee's paycheck go towards funding these social security benefits.

Catastrophic health insurance provides coverage for expensive medical treatments related to severe or lengthy illnesses or disabilities. This type of insurance is designed to protect individuals from high healthcare costs that may arise from unexpected medical conditions. It typically has a high deductible and low monthly premiums, making it more affordable for individuals who do not require frequent medical care but want financial protection in case of a major health event.

An extended care facility is a type of healthcare facility that provides specialized care to patients who have been discharged from a hospital. This type of facility is specifically designed to meet the needs of patients who require ongoing medical attention and rehabilitation after leaving the hospital. It offers a higher level of care compared to a nursing home or post care facility, making it the correct answer in this context.

Payment for hospital charges incurred by an insured person because of injury or illness is referred to as hospital benefits. This term is used to describe the financial coverage provided by an insurance policy specifically for hospital-related expenses. It includes costs such as room and board, surgeries, medications, and other necessary medical treatments received during a hospital stay. Hospital benefits ensure that the insured person does not have to bear the entire financial burden of their medical care and can receive the necessary treatment without worrying about the costs involved.

Normal business transactions requiring payment by the physician should be made with a check. A check is a commonly used form of payment in business transactions as it provides a record of the payment and allows for easy tracking and reconciliation of finances. It also offers a level of security as it requires the signature of the account holder. Additionally, using a check allows for the payment to be processed through the banking system, ensuring that funds are transferred securely and efficiently.