The Great Bcaa Earthquake Challenge
Are you ready? If you live in Southwestern British Columbia, answer 15 questions to find out how much you do and don’t know about earthquake risk, how to prepare your home and how earthquake insurance works.
- 1.
According to experts, what’s the likelihood that an earthquake strong enough to cause significant property damage will strike southwestern B.C. in the next 50 years?
- A.
Less than 10%
- B.
At least 10%, but less than 20%
- C.
At least 20%, but less than 30%
- D.
At least 30%
- E.
Don't know
Correct Answer
D. At least 30%Explanation
Source: Natural Resources Canada (2010).Rate this question:
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- 2.
Typically, how often do earthquakes occur in B.C.?
- A.
Daily
- B.
Weekly
- C.
Monthly
- D.
Yearly
- E.
Less often
Correct Answer
A. DailyExplanation
Although most are not felt, over one thousand earthquakes are recorded in B.C. each year.Rate this question:
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- 3.
Where you live (in southwestern B.C.), is it possible that your home could be damaged as a result of an earthquake?
- A.
Yes
- B.
No
- C.
Don't know
Correct Answer
A. YesExplanation
The whole of southwestern B.C. is considered at high earthquake risk – if you live here, it’s possible your home or belongings may be damaged.Rate this question:
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- 4.
Which of the following statements about Vancouver Island is true? Vancouver Island will…
- A.
Shield the Lower Mainland from any earthquake
- B.
Shield the Lower Mainland from the worst damage of any earthquake
- C.
Shield the Lower Mainland from any tsunami
- D.
All of the above are true
- E.
None of the above are true
Correct Answer
E. None of the above are trueExplanation
The Island may partially shield the Lower Mainland from some effects, in some cases.Rate this question:
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- 5.
Which of the following places are at high risk of sustaining damage from an earthquake? Select all that apply
- A.
Richmond
- B.
Victoria
- C.
Abbotsford
- D.
Nanaimo
- E.
None of the above
Correct Answer(s)
A. Richmond
B. Victoria
C. Abbotsford
D. NanaimoExplanation
All four of these places are considered to be at high earthquake risk.Rate this question:
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- 6.
Is the following statement true or false? “There’s not much I can do now to prepare my home against earthquake damage”
- A.
True
- B.
False
Correct Answer
B. FalseExplanation
About a third of the cost of home damage can result from belongings moving – there’s a lot you can do now to prepare.Rate this question:
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- 7.
Which, if any, of the actions below are recommended to prepare your home to face an earthquake? Select all that apply.
- A.
Remove pictures, mirrors, lights and heavy objects from above beds
- B.
Keep valuable items on the ground floor
- C.
Unplug all electronic equipment at night
- D.
Fasten tall furniture to the wall studs
- E.
All of the above
- F.
None of the above
Correct Answer(s)
A. Remove pictures, mirrors, lights and heavy objects from above beds
D. Fasten tall furniture to the wall studsExplanation
There is much more you can do to prepare. Click the ‘prepare’ tab to learn more.Rate this question:
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- 8.
What is the minimum recommended length of time experts say an earthquake preparedness kit should be able to keep you/your family alive and safe?
- A.
1 day / 24 hours
- B.
2 days / 48 hours
- C.
3 days / 72 hours
- D.
4 days / 96 hours
- E.
5 days or more / 120 hours or more
Correct Answer
C. 3 days / 72 hoursExplanation
Remember this is a minimum – many experts suggest your kit lasts for a week or more.Rate this question:
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- 9.
Which of the following is recommended by experts as the immediate course of action to take if an earthquake occurs?
- A.
Go outdoors and turn off the gas supply (if you have one)
- B.
Get out, get safe, find open space
- C.
Shelter in a doorway
- D.
Drop, cover and hold on
- E.
Call 911
- F.
Don’t know
Correct Answer
D. Drop, cover and hold onExplanation
Make sure you know how to do this and practice!Rate this question:
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- 10.
Please complete the following sentence: Base home insurance policies typically include…
- A.
Coverage for a wide range of earthquake related damage
- B.
Coverage only for fire or explosion as a direct result of an earthquake
- C.
No coverage for any earthquake related damage
- D.
Coverage only for tsunami (wave) damage
- E.
Don’t know
Correct Answer
B. Coverage only for fire or explosion as a direct result of an earthquakeExplanation
Earthquake coverage is typically an add-on to your base policy and broadly covers damage caused by the ground shaking.Rate this question:
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- 11.
Which of the following statements is correct?
- A.
Earthquake insurance always has a separate deductible
- B.
Earthquake insurance never has a separate deductible
- C.
Earthquake insurance sometimes has a separate deductible – it depends on your policy
- D.
Don’t know
Correct Answer
A. Earthquake insurance always has a separate deductibleExplanation
A separate deductible means insurers can charge less for cover because you share some of the risk.Rate this question:
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- 12.
Which of the following is the best description of how a deductible on earthquake insurance for a home is determined?
- A.
As a percentage of the policy premium
- B.
As a fixed dollar amount
- C.
As a percentage of the value your home and or belongings are insured for
- D.
Don’t know
Correct Answer
C. As a percentage of the value your home and or belongings are insured forExplanation
If you don’t know how much your deductible is, ask your insurer.Rate this question:
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- 13.
To what extent is damage from a tsunami following an earthquake covered by earthquake insurance?
- A.
Always
- B.
Sometimes, depending on your policy
- C.
Never
- D.
Don't know
Correct Answer
C. NeverExplanation
It’s important to know what insurance does and doesn’t cover so you’re prepared if you make a claim.Rate this question:
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- 14.
If an owner of a condo or strata unit lives in a building that is covered by earthquake insurance, are they required to pay part of the insurance deductible in the event of a claim?
- A.
Yes
- B.
No
- C.
Maybe (it depends on the strata by-laws)
- D.
Don't know
Correct Answer
C. Maybe (it depends on the strata by-laws)Explanation
You can buy additional insurance to protect against this cost.Rate this question:
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- 15.
Is the following statement true or false? “Tenants don’t need to buy earthquake insurance to cover their belongings as long as their building has earthquake insurance”
- A.
True
- B.
False
- C.
Maybe - it depends on their building's earthquake policy
- D.
Don't know
Correct Answer
B. FalseExplanation
Your building’s policy covers the property structure but won’t typically cover your belongings.Rate this question:
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Current Version
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Sep 16, 2024Quiz Edited by
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Sep 25, 2013Quiz Created by
Bcaa